Insurance

Mississippi State Health Insurance

Health benefits are administered by Blue Cross & Blue Shield of Mississippi.  Two options are available through the self-funded State health insurance plan - base coverage and select coverage.  

The Mississippi Community College Board pays the full premium for employee-only coverage under the base plan option and a portion of the premium for employee-only coverage under the select plan option. The employee is responsible for the remaining portion of employee-only coverage under the select plan option and the full cost of any dependent coverage.

Resources and Forms

• Provider Search
• Rates and Coverage
• My Active Health
• Application for Coverage 
• Health Rates for 2021

Telehealth

For questions about telehealth services, please call the number located on the back of the BCBS MS medical card

• Amwell
• UMMC Telehealth

National Health Insurance Marketplace

The Affordable Care Act and the Health Insurance Marketplace:  Questions and Answers

The Patient Protection and Affordable Care Act (PPACA), commonly called The Affordable Care Act (ACA), or Healthcare Reform, provides for a national Health Insurance Marketplace.  The Marketplace is a service that enables individuals who do not have insurance to find and buy health care coverage. The Mississippi Community College Board is required by law to inform employees about the Marketplace, and all employees receive a notice that explains the Marketplace, entitled “New Health Insurance Marketplace Coverage Options and Your Health Coverage.”  All employees, even those who are not eligible for the State and School Employees’ Plan, are required to receive the Marketplace notice form.  

No action is required if an employee has health insurance through the State and School Employees’ Health Plan.  MCCB employees are not required to enroll in a plan through the Marketplace.

State Life Insurance

The State of Mississippi offers group term life insurance coverage for active full-time employees through Minnesota Life/Securian Financial. Employees who elect life insurance coverage should designate one or more beneficiaries to ensure that any benefits paid in accordance with their wishes.

Steps to Manage Your Beneficiary Designation Online:

1. Log in to bcbsms.com. If you have not previously registered, information will be required from your BCBSMS ID card to complete the registration process.
2. Go to the My Benefits tab.
3. Under the Life Benefits section, click the link to update the beneficiary information. You will see a notification asking you to "Agree" to be transferred to a secure portal provided by Minnesota Life. Click "I Agree."
4. Click "View beneficiary."
5. If you need to make any changes, click "Update Designation," and provide the name(s), relationship(s) and respective benefit shares.
6. After this information has been entered, you will receive an email acknowledgment, as well as a letter in the mail confirming your changes to your beneficiary designation.

Download the Life Insurance Enrollment Change Request.

Additional Insurance Benefits

• Prime Therapeutics, LLC: Prescription drug program that processes claims from participating pharmacies, mail order claims and paper claims filed by participants.
• Ameriflex: Administers medical and dependent care flex accounts for the Mississippi Community College Board.
  • Ameriflex Account Holders: Please take time to create a personal account in the Ameriflex portal. This portal needs to be checked periodically for “additional documentation”. Even if a charge is approved, Ameriflex may still require additional documentation.  Documents or receipts should be uploaded in the portal or emailed to claims@meriflex.com. 
  • Remember to retain card receipts for your records. You may be required in certain cases to provide a Letter of Medical Necessity.
  • Additional information as requested is reviewed by Ameriflex to ensure that MCCB is IRS compliant.
  • Additional Resources:
    • Eligible Medical Expenses
    • Quick Reference Guide
    • My Plan Connect Pamphlet
    • Claim Form
• Milton Walker and Associates: Milton Walker and Associates administers benefits and the cafeteria plan for the Mississippi Community College Board. For more information, contact Milton Walker:
  • Email: miltonwalkerandassociates@gmail.com
  • Phone: (601) 982-0331
• Usable Life: Short-term and Long Term Disability
• Fidelity Investments: Short-term and Long Term Disability
• Starmount Life - AlwaysCare Vision : AlwaysCare is the vision provider for the Mississippi Community College Board.
• Starmount Life - AlwaysCare Dental: AlwaysCare is the dental provider for the Mississippi Community College Board.
• AFLAC: Supplemental Cancer Policy 
• Bay Bridge Administrators, LLC - Humana: Supplemental Cancer Policy